State Farm® Insurance Agent Heather Ladd
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Isabelle Ivankovich
January 30, 2026
"Heather Ladd and her State Farm team have been incredible to work with. Heather took the time to walk us through business insurance, car insurance, and now life insurance in a way that felt clear, thoughtful, and never overwhelming. She’s exceptionally knowledgeable, but what really sets her apart is how approachable and patient she is—no pressure, no jargon, just genuine guidance tailored to our needs. Every step felt intentional and well explained, which gave us a lot of confidence in our decisions. It’s rare to find someone who combines professionalism with such a personal touch. We trust Heather completely and couldn’t recommend her more highly to anyone looking for an advisor who truly has your best interests in mind"
"Thank you so much for your wonderful review! It is our goal to provide clear, thoughtful, and personalized guidance throughout your insurance journey. My team and I truly strive to make every client feel comfortable and confident in their decisions, and it means a lot to know that our approach made such a positive impact. Your trust and recommendation for business and life insurance mean the world to us, and we look forward to continuing to support you with all your insurance needs. Thanks again for choosing us!"
K Black
January 20, 2026
"Heather & team are amazing! Incredibly knowledgeable, professional, and go above and beyond for their customers. I HIGHLY recommend using them for any of your insurance needs!"
"Thank you K! We strive to be the best part of our customer's day and knowing that we hit the mark with you makes us so happy. Thank you for taking the time to share your experience with us and leaving a 5 star review! "
Luke Busby
January 16, 2026
"Heather Ladd’s State Farm team truly goes above and beyond. From the start, they made the whole experience feel personal and tailored to what I actually needed. Heather took the time to do real research ahead of our meeting and came prepared with thoughtful recommendations for a coverage plan that made sense for my situation. And on a human level, the experience was just awesome — I was welcomed in with a latte and a granola, which was exactly the pick-me-up I needed that day. The entire team is incredibly warm and welcoming, and it genuinely made a difference. Highly recommend!"
"Thank you Luke for your glowing 5 star review. My team and I take pride in making sure you have the right coverage you need and have a great time while with us! We look forward to supporting you, your family, and your growing business for years to come! "
Rachel Muntean
January 16, 2026
"I transfer ALL of my vehicles, my homes, and my motorcycle over to Heather. Her and her staff were so helpful and the prices and coverage was much better than the company I was with. Very much so recommend going here for any insurance needs you have!"
"Thank you Rachel for taking the time to share your experience and leave us such a great review! We are so happy to be able to take care of you and all your insurance needs. You are a joy to work with and it is our pleasure to be here when you need us! "
Steve Garza
January 14, 2026
"Just wanted to give thanks to Paige for explaining everything I needed to know to get some insurance on my automobile, she was super nice and was ready for any questions I had. Thank you Paige helping me decide to get insurance thru your company"
"Thank you Steve for taking the time to share your 5 star review and great experience with our team! We are here for you! Heather Ladd, Agent"
August Garza
January 2, 2026
"I just want to thank Paige for helping me learn about insurance! Asked for quotes and what would work best for me, she gave so much detail in what my price range would be. Thank you Paige, you’re awesome!!"
"Thank you August for your 5 star review! We are so happy to be here to help you with your insurance needs. Heather Ladd, Agent"
Becah Fratianni
December 27, 2025
"Really excited to have Nicole Schmidt back at State Farm!"
"Hello Becah - thank you for taking time to share a review with us. We are happy to have Nicole a part of our amazing Anacortes State Farm team! "
Heather Koegel
December 26, 2025
"I’ve had nothing but wonderful experiences with every interaction that I’ve had with this office. I have not only my auto and trailer insurance thru them but also have had home and property policies. Every agent I’ve worked with is knowledgeable and an experienced in their field and truly a pleasure to work with. I highly recommend them for any of your insurance needs."
"Thank you Heather for sharing your positive experience!! It is our joy to be here for you and our team is happy to help you with all your insurance and financial services needs! Heather Ladd, Agent "
Mark n Shar
December 26, 2025
"State Farm Anacortes is an excellent office with very professional staff. They now have Nicole back… the BEST agent in Washington! Knowledge, smart, kind and Fantastic to work with. Highly recommended!"
"Thank you Mark for your 5 star review! We are happy to hear that you are pleased with your experience with us and look forward to being here when you need us. "
Electra Garza
December 18, 2025
"i’ve been looking into switching insurances for both renters and auto. i assumed it would be a lot of work, math and honestly too many policies to go through but their employee was so helpful. Paige made it easy and helped me understand everything without making me feel dumb. i left the phone call more comfortable and excited; ready to speak with an agent. Highly recommend going here if the rest of the employees are like her every customer is in good hands!"
"We are so happy to hear that you had a great experience with our office and our team! "
C G
December 9, 2025
"My initial call left me feeling overwhelmed & not really sure of what to do. However the experience was immediately brightened when I spoke to Paige. She was incredibly kind & professional, making me feel comfortable asking even the most simplest questions. Paige's friendly demeanor & willingness to patiently explain everything was fantastic. Her efforts to make complex topic easy to understand & i truly appreciate her positive attitude!!"
"Thank you for taking the time to share your experience! We are happy to hear that you have had a great experience with our team! "
riley harris
December 5, 2025
"I called about auto insurance and Paige was so helpful with helping me figure out all my questions about switching over."
"Thank you for taking the time to share your thoughts and give us a 5 Star Review! We’re glad to know you’re satisfied with the service at our State Farm office. If you ever have any questions or need assistance, we’re here to help! Heather Ladd, Agent"
Norm Zimlich
November 7, 2025
"My web inquiry was answered immediately by a call from State Farm Agent Heather Ladd, who impressed me with her familiarity with our nearby island neighborhood. Account Manager Kelly Bowden followed up with me to promptly complete Homeowners, Auto, and Personal Articles policies with which we are very pleased. These professional, knowledgeable, talented, and personable ladies are true gems in the Northwest local insurance world."
"Norm - The feeling is mutual. We absolutely enjoyed getting to know you and are so happy to have you insured with us. We’re thankful for your 5 star review! It’s our pleasure to assist you with your insurance needs. If there is anything else we can do to help, please let us know! "
Amy Crickenberger Oeth
November 4, 2025
"Heather is so kind and extremely helpful - she helped us add renters insurance to an existing out of state umbrella policy and went above and beyond by handling the communication with our other State Farm agent. I'd 100% recommend her to anyone looking for someone to help with insurance coverage of any kind - top notch!"
"Thank you for the wonderful review, Amy. It is our joy to be able to help and make things as easy as possible for our customers! We’re thrilled to know you had a positive experience with us; your satisfaction is our top priority! We look forward to continuing to support your insurance needs! "
Nello Bottari
August 21, 2025
"Heather, Amanda Campbell has been my State Farm agent for many wonderful years! I trust her completely with ALL my insurance needs! Plus, Ivy & your entire team are FANTASTIC! 🎉🎉🎉"
"Thank you Nello for reviewing my State Farm office and my Superhero Team! We’re thrilled to know you had a positive experience with us! We look forward to continuing to support your insurance needs and look forward to seeing you again soon! -Heather Ladd, Agent"
Jennifer Montelongo
August 20, 2025
"“I had the pleasure of working with Kelly Bowden, and I can’t say enough about how helpful she was. She was patient, kind, and incredibly attentive throughout the process. Her attention to detail is outstanding, and she made everything so much easier to understand."
"We’re honored by your positive feedback! We look forward to continuing to provide you with great service! If there is anything else we can do for your insurance needs, just let us know!"
M W
August 6, 2025
"Ivy was super efficient and professional in helping address my policy questions! Great location."
"Your 5 Star review made our day! Thank you for taking the time to share your experience with us! We are so happy to hear that our team is able to be there for all of your insurance needs and questions! It is our joy to be here when you need us! -Heather Ladd, Agent"
Christine Gifford
August 6, 2025
"I highly recommend this agency for their exceptional customer service. Kelly goes above and beyond to take care of clients new and existing."
"Thank you so much Christine for your 5 star review of our Agency and Kelly! We appreciate your sharing your exceptional experience with us and we are always here if you need us for anything! -Heather Ladd, Agent"
Krista Oicles
July 24, 2025
"I hadn't shopped for insurance in over ten years! Adulting can be hard sometimes. Kelly Bowden was so patient with me, finding the perfect balance between affordability at the same time making sure I didn't leave myself under-insured. I appreciated the time she took to walk me through each scenario and answering my endless questions. She was very responsive and kept me informed along the way. Heather is very lucky to have Kelly on her Team! Highly, highly recommend."
"Thank you for reviewing our State Farm office! We’re thrilled to know you had a positive experience with us; your satisfaction is our top priority! We look forward to continuing to support your insurance needs."
Challice Martin
June 12, 2025
"I have a story I wanted to share about Heather and her team. Last weekend Heather was at a market event and I was in the booth next to her running my business. I brought my 10 year old daughter to work and she went off to look around. After she didn’t come back for more than a few minutes I was very concerned. I ran through the entire event area and could not find her. Heather saw that I was distraught and she sent her team to go search the grounds. They found her safe and sound but I wanted to leave her a 5 star review because she didn’t need to help me. She didn’t have to do that for any reason other than she genuinely cared about a stranger finding her daughter. I think that speaks volumes about her character. Thank you Heather and her team! You’re the best. I’d leave you 10 stars if I could!"
"Oh my goodness! Thank you so much for this glowing review Challice! Being there for each other and leaning in to help is what community is all about! I am so happy that it was such a happy ending and it was such a joy to be a "good neighbor" to you at the Waterfront Festival. Thank you again for sharing and I look forward to seeing you again sometime soon! -Heather Ladd, Agent "
Ivy Muir
June 7, 2025
"Heather was informative, professional, and kind. She was able to find my husband and I almost $900 in savings by utilizing the discounts State Farm offers. I would not hesitate to recommend her and everyone else on the team to my friends and family!"
"Thank you for taking the time to share your thoughts and leave us a 5 star review! We are happy to make sure you have all the coverage you need and are taking advantage of all the discounts we can offer with bundling your policies here at Heather Ladd State Farm! We’re glad to know you’re satisfied with the service at our State Farm office. If you ever have any questions or need assistance, my team and I are here to help!"
James
May 15, 2025
"New customer here!! Heather was extremely helpful. She is very kind, genuine and informative. She explained all the things I need covered for my financed car and beyond. I am pleased to be part of state farm, and pleased to have Heather as my Agent. I feel at ease now. Thank you 🙏"
"Thank you for taking the time to share your thoughts and leave a 5 star review! It is our pleasure to make sure you have all the coverage you need to make sure you feel protected and take care of. If you ever have any questions or need assistance, we’re here to help!"
Kirsten Clemens
May 14, 2025
"Heather is my agent for home/auto/umbrella and business. I have been so impressed with her exceptional customer service. Heather has been so easy to work with and I am so happy I found her!"
"Kirsten! Thank you so much for the 5 Star Review! We are happy you found us too! So excited to watch your business grow. We are here for anything you need! -Heather Ladd, Agent"
Brad Thompson
May 14, 2025
"Heather and her team were great to us. She helped us review our policies and wasn’t pushing anything we didn’t want. They like to get to know their clients and keep them protected. I would recommend this team to anyone in the region."
"We’re honored by your positive feedback! We look forward to continuing to provide you with great service! If there is anything else we can do for your insurance needs, just let us know!"
Michael Earley
April 22, 2025
"I scheduled an appointment with Heather to discuss questions I had about 4 different policies for my family. Heather spent nearly 3 hours working with me, not only answering all my questions thoroughly, but also educating me on many facets of the insurance business and claims process that I never fully understood. I am beyond impressed by her expertise and the quality of service that my wife and I received. Thanks Heather!"
"Thank you so much for taking the time to share your positive experience with my Agency. It is a joy to be here for you and your sweet family and make sure that you have everything and everyone protected! I am grateful for your trust and your business. If you need us, we will always be here for you. -Heather Ladd, Agent"